Individual Plans Now Available to New Enrollees

We are once again accepting applications for our individual direct and marketplace plans. Because we are outside of the Open Enrollment Period, only those with a qualifying event through a Special Enrollment Period can sign up for a plan at this time.

That means, with proper documentation, we will accept direct enrollments for those who have a life-changing event like a job change, marriage, or birth of a child, etc. Those who apply for coverage through HealthCare.gov will follow the Marketplace’s special enrollment rules.

Policies bought during the Open Enrollment Period with an effective date of January 1, 2018 won’t require SEP documentation. The Open Enrollment Period begins November 1 and ends December 15.

Current members can still add dependents with qualifying events to their current policies.

Our online quoting and enrollment tool for individuals is not yet available. We hope to have the tool available soon and will send an update when it’s ready.

There are no changes to the commission structure for individual policies. If there will be changes to the commission structure for 2018, we will let you know this fall.

If you have any questions, contact your client consultant.