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Coronavirus (COVID-19) Update: Premium Grace Period Extension for Small Group Fully Insured Plans

Today, our fully insured Small Groups received the following email:

“As the public health response to COVID-19, the illness caused by the novel coronavirus, continues to evolve, we plan to keep you informed of any related temporary changes in our policies, procedures and practices.

Effective immediately, Health Alliance and Health Alliance Northwest will temporarily extend the grace period from 30 days to 60 days for all fully insured Small Group Employers, as defined by the Department of Insurance, for all markets we serve, who have premiums due between March 1 and April 1, 2020.

As before, we invite our members and groups to visit our COVID-19 webpage for up-to-date information about the illness, our response and questions about coverage. We’re here to help you and your employees understand the guidance that public health officials are providing, and to answer all questions about your plan’s coverage during this ongoing situation.

We know that this is a unique, and perhaps challenging, time for you and your employees. As always, if you have any questions for us, please call Client Support at 217-902-8151 or email ClientSupport@healthalliance.org.

We are here to help keep you and your employees healthy.

Sincerely,

Health Alliance and Health Alliance Northwest”

As a reminder, grace periods for other products are:

Fully Insured Large Group: 31 days

Individual ACA Direct Market: 31 days

Individual Marketplace (on-exchange):

For those without the Advance Premium Tax Credit (APTC) subsidy: 31 days

For those with the APTC subsidy: 3 months

Transitional (Grandfathered) ACA: 31 days

If you have any questions, please contact Broker Services at BrokerServices@healthalliance.org or by calling (877) 917-8489.